Allbex Financial Provides Alternative & Traditional Financing
Available Nationwide
(Since
1992)
Business, Medical, Real Estate,
Loans, and
Project-Funding.
We are Specialist in Equipment Re-Financing / Sale Leasebacks,
which provides Working Capital for Businesses or Personal
Use.
Asset Based Loans. Equipment Leasing.
Option
"A" Equipment
Refinancing. Funding
$10,000 to $300,000 NO
Doc's!
in most
cases.
Approval 3-7 banking days. Scroll
down to see an Overview below
Option "B"
Program. Funding $50,000 to $25 million. Equipment
Sale Leaseback,
using Auction Values. Click
on the Tab, top left. OR
scroll down for more information
Option "C" Tangible
Assets Loans $75,000 (minimum loan) to $20 million.
receivable,
and or inventory. Loans made against Tangible Assets.
YES.... Our Investors are funding Construction, Grading, and Related
Industries.
Requires borrower to submit a full financial package, including the last
2 years Tax Returns.
Click on "Option "C" Asset Loan Tab, top left, for the
application and other forms.
Other Loan Options: Business
and Medical / Doctors Loans. Line of Credit,
Working Capital, Asset Based
Funding. Commercial Real Estate Project Funding,
Bridge, and Hard Money Loans. Equipment Leasing. Merchant Cash Advance.
Scroll Down to the Overview of the Options, and for the Short Inquiry form
Option
"A" Overview
Equipment
Refinancing.
Funding
$10,000 to $300,000
No Documents (No Tax-Returns or Financials), in
most cases. Approval 3-9 days
Only
a One Page Application required
No application,
or processing fees
Credit score should be a minimum of 630-640 +/-
(Medical
Apps. may be less)
Cash
flow is not
an
issue, stated income is OK
Sales
tax is paid monthly, not all at once
No equipment appraisal,
none required, our Vendors performs the valuation
Proprietorships
are OK, any
business organization structure is acceptable
Equipment
pricing, is today's approximate market value No invoices required
Equipment stays put where it is, no interruption in the use of your
equipment
LTV, Loan/Lease
To Value, is approximately 75% - 78% of the vendor’s valuation
Terms are 36, 48, or 60
months; generally the Buy-Back is only $1.00 at end of lease
Business
is to be owned 1 year, if credit is very good, 18 month or TIB of 2
years min.
Restaurants/food
stores to be owned a minimum of two years, credit score of 650+
No open tax
liens, or bankruptcy within
five years, or longer in some cases
Funding
3-5 days after approval, receipt of lease documents, site
inspection if any.
Use the money for business or personal
reasons
(Medical
Apps. may be less)
Cash
flow is not
an
issue, stated income is OK
Sales
tax is paid monthly, not all at once
No equipment appraisal,
none required, our Vendors performs the valuation
Proprietorships
are OK, any
business organization structure is acceptable
Equipment
pricing, is today's approximate market value No invoices required
Equipment stays put where it is, no interruption in the use of your
equipment
LTV, Loan/Lease
To Value, is approximately 75% - 78% of the vendor’s valuation
Terms are 36, 48, or 60
months; generally the Buy-Back is only $1.00 at end of lease
Business
is to be owned 1 year, if credit is very good, 18 month or TIB of 2
years min.
Restaurants/food
stores to be owned a minimum of two years, credit score of 650+
No open tax
liens, or bankruptcy within
five years, or longer in some cases
Funding
3-5 days after approval, receipt of lease documents, site
inspection if any.
Use the money for business or personal
reasons
How it works:
The
applicants equipment is acquired after an mutually agreed to value with a
bill-of-sale. The applicant is paid cash for their equipment. Then the applicant
leases his equipment back. The transaction is structured as an
equipment-lease
of about $50,000 +/-, with some applicants approved to $75,000+/- per lease, or
more. $1.00 Buy Out. To provide funding for up to $300,000.00, multiple
subsequent
consecutive leases may be available if the transaction qualifies. It depends on
the
strength and weakness of the applicant, the company, and the amount and quality
of equipment.
The
approval process is quick, and less demanding than most other similar
options. If a company needs more cash flow Option “A” is a quick
solution
to get Working Capital in a short time especially,
if a company hasn't
bankable P&L
numbers, or the applicant is in a hurry and need cash....
SAMPLE OF FUNDED TRANSACTIONS for OPTION "A" :
Recently
funded: medical practice, machine shop, auto repair, chiropractor, ceramic business, dentist,
publishing company, bowling lane equipment,
medical practice, publishing businesses others.....
Recently, a manufacturer of
tools and dies that also provides power mental components received
close
to $200,000 working capital in a little over thirty days. Recently, an east
coast Ford New Car Automotive
Dealership found themselves in need of
cash quickly, an amount of over $300,000, cash yields to the
owner of the
Dealership were between $49,000 to $90,000 which totaled to over $350,925 and
funded
in a short period of time, without having to provide business or personal
tax returns, or financials, and
did not have to provide cash flow
schedules. Recently a corporation in CA
that was not bankable…
was looking for working capital and our equipment
refinancing / sale-leaseback program got the client
over $225,000 in a
short time frame. Recently, an ISP (internet service provider) was
looking for
$300,000; the deal was structured and funded in a short time
frame. Recently an AAMCO Transmission
Franchise was funded and received $35,000 in about one week, about a year later
they came back
requesting additional expansion capital money, which
was provided. We have had many, many other
transactions in the past
years....Since 1992.
The
following equipment new or used may be considered:
Most
all equipment may be used: medical equipment. construction equipment, auto repair shop
equipment,
chiropractor equipment,
dentist equipment, medical equipment, print shops, manufacturing and industrial,
presses, mills, lathes,
CNC
machines, printing, dry cleaning, laundry, machine, metal
shops, plant,
manufacturing equipment, HVAC equipment, automotive repair,
backhoes, forklifts, compressors, alarms,
all "IT"
equipment, most all medical
and healthcare medical equipment, desktop computers, notebooks,
network
computer systems / servers, switches routers, office automation, software, printers, scanners,
copiers,
monitors,
telecommunications, phone systems, point of sale, cubicle stations, hardware,
diagnostic
machines, video, audio, security, alarm systems,
manufacture plant, and shop equipment, surveillance systems,
smog diagnostic machines, commercial signs, most signage, and related
equipment, rehabilitation and health,
landscaping equipment,
excavation, industrial, construction equipment, printing
equipment, dental equipment,
presses, most
all equipment can be used for our refinancing program.
__________________________________________________________________________________
Unsolicited Recent
Option "A" Comments for
your Review:
Hello
Patricia,
"We
have a working
capital account with (deleted) company which is not secured by
equipment. We previously
dealt with a broker who contacted (deleted) company on
our behalf, but we found this broker had an "F" rating
from the
Greater Los Angeles BBB, so we ceased contact with them. One of the reasons
we contacted your
company is that you have no BBB complaints and an
"A" rating. Thank you for your continued effort".
L. Van Hagen
(The forgoing comments were unsolicited and this endorser
was not paid for such)
__________________________________________________________________________________
"Thanks Pat,
Allbex did
this leaseback when we were turned down first at a few other places for ‘too
low loan amount
too big equipment’ etc…It was handled very
professionally and both the client and myself are happy!
I will be using
Allbex again. Your procedures ultimately made me understand how the
leaseback works,
the tax
advantages, the two or three types of programs and the time line".
Thank You,
A.
James
_____________________________________________________________
Allbex,
"Thank
you for your quick response. Your company by far has the best presentation and
program
compared to other sale and leaseback companies I have seen. I appreciate
your quick response"
Thank You,
Steven C.
(The forgoing comments were unsolicited and this endorser
was not paid for such)
_________________________________________________________________________________
IF
YOU NEED WORKING CAPITAL FAST.... CLICK ON OUR
"APPLICATION FORMS" TAB (TOP LEFT)
COMPLETE AND RETURN FOR IMMEDIATE
PROCESSING.
INQUIRY FORM (An application and information will be e-mailed
to you within a few hours of our receipt)
______________________________________________________________________________________________________________________________________
Cell number:
* How would the applicant/borrower rate his/her credit: Excellent, Good, Fair, Poor
* What type of financing are you interested in: Option A, B, C, or other type of loan
* Loan request amount, (approximately)
Project Financing Overview:
Comments / Questions:
PRIVACY STATEMENTS: Allbex Financial does not rent or sell the personal or company information that you provide. To better protect your privacy we provide this notice. To make it easy to find, we make it available on our homepage and at every point where information may be requested. Allbex does not share this information with outside parties except to the extent necessary to complete your request for more information about financial products you may be interested in. DISCLAIMERS /DISCLOSURE: Allbex Financial does not offer or give advice on any business or personal tax, or legal questions, or issues. Allbex does not engage in business consultancy. If an applicant has questions on any tax or financial matters, the applicant is strongly encouraged to consult with their\ CPA, or tax attorney. Allbex Financial reserves the right to modify or delete any financial product offering at anytime without notice. Nothing herein or in the information above shall be construed as advice. Allbex Financial only accepts applications from businesses, and does not accept any inquires or applications from any consumer individuals. Should an applicant have other questions or concerns about privacy, disclaimers, or disclosures policies, please contact us at: allbexfinancial@sbcglobal.net or fax at: 415-946-3307. Past performance does not guarantee future results. Thank You! The application and information will be e-mailed to you within a few hours of our receipt.
_______________________________________________________________________________________________________________________________________________________
Hard Assets/Heavy Equipment Sale-Leaseback:
The
minimum loan amount
of a sale-leaseback transaction is $50,000
The maximum funding amount is $50 Million.
Credit
Scores of
applicant:
ideal credit
scores should be about 660, the lowest about 600 or
above. The acceptability of
a low score will be influenced by the time the applicant has owned
their
business, the financial strength of the applicant, the equipment, and the amount
of approved
equipment involved. Owners of desirable heavy equipment collateral,
may permit the applicant to
have a lower personal credit score, and their credit
score may not be as critical in the decision
to approve the applicant. However,
the overall financial strength of the applicant is an important
ingredient.
Bankruptcy
and Liens:
May be acceptable after three years, if there have been no credit derogatory
since that incident,
and financial status is strong and with acceptable equipment.
Applicant
is to have owned:
their business one
year or longer, in some cases twelve, or eighteen
months, or more. Less than two
years requires appropriate equipment and strong financials. It may
be
possible to cross- collateralize the equipment for the lessee, to help secure
the transaction.
No start-up business.
Equipment
collateral:
The minimum acceptable dollar amount of an individual piece of equipment, that
is submitted
as collateral must have an original purchase price of a minimum of
$10,000.00 for traditional
equipment, and for heavy equipment the minimum is
$15,000.00
No appraisal cost:
provided the Auction Value can be determined off the Internet.
No upfront fees or costs:
as long as the Auction Value can be determined off the Internet.
The minimum acceptable dollar amount of an individual piece of equipment,
that
is submitted as
collateral must have an original purchase price of a minimum of
$10,000.00 for traditional equipment,
and for heavy equipment the minimum is $15,000.00
Equipment
Leases:
typically 50% to
70% of the auction value, which is determined by the investors.
Interest Rates: typically will be about 15% +/-, depending on credit strength and type of equipment.
Lease
Terms:
are 48 months
and 60 months. Transactions over $500,000 are 72 months and 84 months.
Equipment:
Most all (Non-Hazardous/Occupation) equipment is acceptable, (No Home Based
Businesses).
The acceptability of approved equipment will be influenced by time
in business and the overall financial
strength of the applicant. The equipment
must have a VIN# or a serial number. Hard assets/heavy
equipment refinancing
does much better in today market. This program is asset-based and strong
financials are not always necessary when the equipment is hard assets/heavy
equipment.
Scroll Down to the Overview of the Options, and for
the Short Inquiry
form
______________________________________________________________________________________________________________________________________________________
Option "C"
Overview of our Tangible Asset Loan Program Loans: $75,000
to $25 million.
Lease
that can be Secured by a variety of Collateral: equipment, real estate, accounts
Loans made on Tangible Assets, NOT Credit.....What is important
to us is Collateral: not Credit Scores, not the
Time you have Owned your business, not Debt Ratios, not the Use of
Funds.... use the funds for Business, or for
Personal reason Transactions can be
structured as equipment sale lease backs on equipment owned and secure
the transaction with real estate, or buy equipment the borrower/lessee wants
that no one else, no other lender will
approve. Asset loan/leases can be
secured by a variety of collateral: equipment, real estate, accounts
receivable,
and/or inventory.
*
Approval
of your Loan is NOT contingent on:
*
Owners personal Credit Scores
* The time you have Owned your Business
* Debt
Ratios
* Use
the Funds use
the funds for Business, or for Personal reasons
* What
is important to investors is
Tangible Collateral
* Transactions are structured from $75,000 to $500,000 However,
these deals must be secured with additional real estate assets.
* Transactions structured from $500,000 to $25,000,000 may be secured
by
an assortment of collateral: equipment, real estate, accounts
receivable, and
inventory.
___________________________________________________________________________________________________________
INQUIRY FORM (An application and information will be e-mailed
to you within a few hours of our receipt)
___________________________________________________________________________________________________________________________________________________________________________
* Business fax:
Cell
number:
* How would the
applicant/borrower rate his/her credit: Excellent, Good, Fair, Poor
*
What type of financing are you interested in: Option A, B,
C, or Other,
* Loan
request amount, (approximately)
Financing Overview:
Comments / Questions:
PRIVACY STATEMENTS: Allbex Financial does not rent or sell the personal or company
information that you provide. To better protect your privacy we
provide this notice. To make it easy to find, we make it available on our
homepage
and at every point where information may be requested. Allbex does not
share this information with outside parties except to the extent necessary to
complete your request for more information about financial products you may
be interested
in. DISCLAIMERS /DISCLOSURE: Allbex Financial does not offer or give advice on any business or
personal tax, or legal
questions, or issues. Allbex does not engage in business consultancy. If an
applicant has questions on any tax or financial
matters, the
applicant is strongly encouraged to consult with their\ CPA, or tax attorney.
Allbex Financial reserves the right to modify or delete any
financial product offering at anytime without notice. Nothing herein or in
the information
above shall be construed as advice. Allbex
Financial only accepts applications from businesses, and does not accept any
inquires or applications from any consumer individuals.
Should an applicant have other questions or concerns about privacy,
disclaimers,
or disclosures policies, please contact us at: allbexfinancial@sbcglobal.net
or fax at: 415-946-3307. Past performance does not guarantee future
results.
___________________________________________________________________________________________________________________________________________________________________________
Affiliates:
If you are interested in presenting our funding programs to your clients,
request the Affiliate Registration Form.
Send Inquiry to: allbexfinancial@sbcglobal.net
Attn: New Business Manager.
Please provide your complete/full Contact Information, and your Web Address.
Or use
one of the Inquiry forms
above to request a Registration Form.
Allbex Financial Partners (Since 1992)
Newport Beach, CA 92663
Fax: 415-946-3307 (Internet Fax)
E-mail: allbexfinancial@sbcglobal.net
(C) Copyright 1992 - 2011 All Rights Reserved
business loan, business working capital loans, working capital, business asset based loans, business working capital, business working capital loan, asset based business loan, business loans, business finance, asset based loan, asset based loans, refinance equipment, equipment leaseback, equipment lease back, equipment refinancing,
Providing business loans, leaseback solutions. E-mail address: allbexfinancial@sbcglobal.net Web address: www.allbex.com