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Option "B" Program
Option C Asset Loan
Medical Healthcare

Allbex Financial Provides Alternative & Traditional Financing
  
                      
Available Nationwide (Since 1992)
                
Equipment Refinancing Sale Leaseback
Provides Working Capital Business Loans     
  Business,  Medical,  Real Estate, Loans,  and  Project-Funding.

  We are Specialist in Equipment Re-Financing / Sale Leasebacks,
 
which provides Working Capital for Businesses or Personal Use.
                     Asset Based Loans.  Equipment Leasing.

 

Option "A" Equipment Refinancing. Funding $10,000 to $300,000   NO Doc's! 
in most
cases. Approval 3-7 banking days. Scroll down  to  see an Overview below

Option
"B"  Program. Funding $50,000 to $25 million. Equipment Sale Leaseback,
using Auction Values. Click on the Tab, top left.  OR  scroll down for more information

Option "C" Tangible Assets Loans $75,000
(minimum loan) to $20 million. receivable,
and or inventory. Loans made against Tangible Assets.
YES.... Our Investors are funding Construction, Grading, and Related Industries. 
Requires borrower to submit a full financial package, including the last 2 years Tax Returns.
Click on "Option "C" Asset Loan Tab, top left, for the application and other forms. 

Other  Loan  Options:
Business and  Medical / Doctors Loans. Line of Credit,
Working
Capital, Asset Based Funding. Commercial Real Estate Project Funding,
Bridge, and Hard Money Loans. Equipment Leasing. Merchant Cash Advance.

 

Scroll  Down  to the  Overview of  the  Options, and for the Short Inquiry form

Option "A" Overview Equipment Refinancing.  Funding $10,000  to  $300,000   
No Documents (No Tax-Returns or Financials), in most cases. Approval 3-9 days
Only a One Page Application required
No application, or processing fees
Credit score should be a minimum of 630-640 +/-
(Medical Apps. may be less)  
Cash flow is not an issue, stated income is OK
Sales tax is paid monthly, not all at once 
No equipment appraisal, none required, our Vendors performs the valuation
Proprietorships are OK, any business organization structure is acceptable
Equipment pricing, is today's approximate market value No invoices required
Equipment stays put where it is, no interruption in the use of your equipment
LTV, Loan/Lease To Value, is approximately 75% - 78% of the vendor¡¯s valuation 
Terms are 36, 48, or 60 months; generally the Buy-Back is only $1.00 at end of lease
Business is to be owned 1 year, if credit is very good, 18 month or TIB of 2 years min.
Restaurants/food stores to be owned a minimum of two years, credit score of 650+
No open tax liens, or bankruptcy within five years, or longer in some cases
Funding 3-5 days after approval, receipt of lease documents, site inspection if any.
Use the money for business or personal reasons
 
(Medical Apps. may be less)  
Cash flow is not an issue, stated income is OK
Sales tax is paid monthly, not all at once 
No equipment appraisal, none required, our Vendors performs the valuation
Proprietorships are OK, any business organization structure is acceptable
Equipment pricing, is today's approximate market value No invoices required
Equipment stays put where it is, no interruption in the use of your equipment
LTV, Loan/Lease To Value, is approximately 75% - 78% of the vendor¡¯s valuation 
Terms are 36, 48, or 60 months; generally the Buy-Back is only $1.00 at end of lease
Business is to be owned 1 year, if credit is very good, 18 month or TIB of 2 years min.
Restaurants/food stores to be owned a minimum of two years, credit score of 650+
No open tax liens, or bankruptcy within five years, or longer in some cases
Funding 3-5 days after approval, receipt of lease documents, site inspection if any.
Use the money for business or personal reasons
 

How it works:

The applicants equipment is acquired after an mutually agreed to value with a
bill-of-sale. The applicant is paid cash for their equipment. Then the applicant
leases his equipment back. The transaction is structured as an equipment-lease
of about $50,000 +/-, with some applicants approved to $75,000+/- per lease, or
more. $1.00 Buy Out. To provide funding for up to $300,000.00, multiple subsequent
consecutive leases may be available if the transaction qualifies. It depends on the
strength and weakness of the applicant, the company, and the amount and quality
of equipment.

The approval process is quick, and less demanding than most other similar
options. If a company needs more cash flow Option ¡°A¡± is a quick solution
to get Working Capital in a short time
especially, if a company hasn't
bankable P&L numbers, or the applicant is in a hurry and need cash...
.

 

SAMPLE  OF  FUNDED  TRANSACTIONS  for OPTION "A" :

Recently funded: medical practice, machine shop, auto repair, chiropractor, ceramic business, dentist,
publishing company, bowling lane equipment, medical practice, publishing businesses others.....  
Recently, a manufacturer of tools and dies that also provides power mental components received close
to $200,000 working capital in a little over thirty days. Recently, an east coast Ford New Car Automotive
Dealership found themselves in need of cash quickly, an amount of over $300,000, cash yields to the
owner of the Dealership were between $49,000 to $90,000 which totaled to over $350,925 and funded
in a short period of time, without having to provide business or personal tax returns, or financials, and
did not have to provide cash flow schedules. Recently a corporation in CA that was not bankable¡­ 
was looking for working capital and our equipment  refinancing / sale-leaseback program got the client
over $225,000 in a short time frame. Recently, an ISP (internet service provider) was looking for
$300,000; the deal was structured and funded in a short time frame. Recently an AAMCO  Transmission
Franchise was funded and received $35,000 in about one week, about a year later they came  back
requesting additional expansion capital money, which was provided.  We have had many, many other
transactions in the past years....Since 1992.


The following equipment new or used may be considered:
Most all equipment may be used: medical equipment.  construction equipment, auto repair shop equipment,
chiropractor equipment, dentist equipment, medical equipment, print shops, manufacturing and industrial,
presses, mills, lathes,
CNC machines, printing, dry cleaning, laundry, machine, metal shops, plant,
manufacturing equipment, HVAC equipment, automotive repair,  backhoes, forklifts, compressors, alarms,
all  "IT" equipment,  most all medical and healthcare medical equipment, desktop computers, notebooks,
network computer systems /  servers, switches routers, office automation, software, printers, scanners,
copiers, monitors, telecommunications, phone systems, point of sale, cubicle stations, hardware, diagnostic
machines,  video, audio, security, alarm systems, manufacture plant, and shop equipment, surveillance systems,
smog diagnostic machines, commercial signs, most signage, and related equipment, rehabilitation and health,
landscaping equipment, excavation, industrial,  construction equipment, printing equipment, dental equipment,
presses, most all equipment can be used for our refinancing program.

 

 __________________________________________________________________________________

Unsolicited  Recent  Option "A" Comments for your Review:


Hello Patricia,

"We have a working capital account with (deleted) company which is not secured by equipment. We previously
dealt with a broker who contacted (deleted) company on our behalf, but we found this broker had an "F" rating

from the Greater Los Angeles BBB, so we ceased contact with them. One of the reasons we contacted your 
company is that you have no BBB complaints and an "A" rating. Thank you for your continued effort". 
L. Van Hagen
(The forgoing comments were unsolicited and this endorser was not paid for such)
__________________________________________________________________________________


"Thanks Pat,
Allbex did this leaseback when we were turned down first at a few other places for ¡®too low loan amount
too big equipment¡¯ etc¡­It was handled very professionally and both the client and myself are happy!
I will be using Allbex again. Your procedures ultimately made me understand how the leaseback works,
the tax advantages, the two or three types of programs and the time line".

Thank You,

A. James
_____________________________________________________________

 

Allbex,

"Thank you for your quick response. Your company by far has the best presentation and program
compared to other sale and leaseback companies I have seen. I appreciate your quick response"
Thank You,

Steven C. (The forgoing comments were unsolicited and this endorser was not paid for such)
_________________________________________________________________________________

 

IF YOU NEED WORKING CAPITAL FAST.... CLICK ON OUR  "APPLICATION FORMS" TAB (TOP LEFT)

COMPLETE AND RETURN FOR
IMMEDIATE PROCESSING.

INQUIRY FORM   (An application and information will be e-mailed to you within a few hours of our receipt) 
______________________________________________________________________________________________________________________________________

* REQUIRED FIELDS
Applicant name:
Name of company:
  E-Mail:
  Business phone:
  Business fax: 
    
  Cell number:
How would the applicant/borrower rate his/her credit:  Excellent,  Good, Fair, Poor
  What type of financing are you interested in: Option A, B, C, or other type of loan
Loan request amount, (approximately)

      Project Financing Overview:

      Comments / Questions:

PRIVACY STATEMENTS: Allbex Financial does not rent or sell the personal or company information that you provide. To better protect your privacy we provide this notice. To make it easy to find, we make it available on our homepage and at every point where information may be requested. Allbex does not share this information with outside parties except to the extent necessary to complete your request for more information about financial products you may be interested in.  DISCLAIMERS /DISCLOSURE: Allbex Financial does not offer or give advice on any business or personal tax, or legal questions, or issues. Allbex does not engage in business consultancy. If an applicant has questions on any tax or financial matters, the applicant is strongly encouraged to consult with their\ CPA, or tax attorney. Allbex Financial reserves the right to modify or delete any financial product offering at anytime without notice. Nothing herein or in the information above shall be construed as advice. Allbex Financial only accepts applications from businesses, and does not accept any inquires or applications from any consumer individuals. Should an applicant have other questions or concerns about privacy, disclaimers, or disclosures policies, please contact us at: allbexfinancial@sbcglobal.net or fax at: 415-946-3307.  Past performance does not guarantee future results.

      Thank You!  The application and information will be e-mailed to you within a few hours of our receipt.

_______________________________________________________________________________________________________________________________________________________

Option ¡°B¡±
Overview of the Sale Leaseback Program $50,000  to $25 Million

Hard Assets/Heavy Equipment Sale-Leaseback:


The minimum loan amount of a sale-leaseback transaction is $50,000  
The maximum funding amount is $50 Million.
 

Credit Scores of applicant: ideal credit scores should be about 660, the lowest about 600 or
above. The acceptability of a low score will be influenced by the time the applicant has owned
their business, the financial strength of the applicant, the equipment, and the amount of approved
equipment involved. Owners of desirable heavy equipment collateral, may permit the applicant to
have a lower personal credit score, and their credit score may not be as critical in the decision
to approve the applicant. However, the overall financial strength of the applicant is an important
ingredient.

Bankruptcy and Liens:
May be acceptable after three years, if there have been no credit derogatory since that incident,
and financial status is strong and with acceptable equipment.

Applicant is to have owned: their business one year or longer, in some cases twelve, or eighteen
months, or more. Less than two years requires appropriate equipment and strong financials. It may
be possible to cross- collateralize the equipment for the lessee, to help secure the transaction.
No start-up business.

Equipment collateral:
The minimum acceptable dollar amount of an individual piece of equipment, that is submitted
as collateral must have an original purchase price of a minimum of $10,000.00 for traditional
equipment, and for heavy equipment the minimum is $15,000.00

No appraisal cost:
provided the Auction Value can be determined off the Internet.

No upfront fees or costs:
as long as the Auction Value can be determined off the Internet.
The minimum acceptable dollar amount of an individual piece of equipment, that is submitted as
collateral must have an original purchase price of a minimum of $10,000.00 for traditional equipment,
and for heavy equipment the minimum is $15,000.00

Equipment Leases:
typically 50% to 70% of the auction value, which is determined by the investors.

 

Interest Rates: typically will be about 15% +/-, depending on credit strength and type of equipment.

 

Lease Terms: are 48 months and 60 months. Transactions over $500,000 are 72 months and 84 months.

Equipment:
Most all (Non-Hazardous/Occupation) equipment is acceptable, (No Home Based Businesses).
The acceptability of approved equipment will be influenced by time in business and the overall financial
strength of the applicant. The equipment must have a VIN# or a serial number. Hard assets/heavy
equipment refinancing does much better in today market. This program is asset-based and strong
financials are not always necessary when the equipment is hard assets/heavy equipment.

Scroll  Down  to the  Overview of  the  Options, and for the Short Inquiry form

______________________________________________________________________________________________________________________________________________________


Option "C" Overview of our Tangible Asset Loan Program Loans: 
$75,000 to $25 million.


Tangible Assets Loans  Structured as an Equipment
Lease that can be Secured by a variety of Collateral: equipment, real estate, accounts receivable, and or inventory.
Loans made on Tangible Assets, NOT Credit.....What is
important to us is Collateral: not  Credit Scores, not the
Time you have Owned your business, not  Debt Ratios, not  the Use of Funds.... use the funds for Business, or for
Personal reason Transactions can be structured as equipment sale lease backs on equipment owned and secure
the transaction with real estate, or buy equipment the borrower/lessee wants that no one else, no other lender will
approve.  Asset loan/leases can be secured by a variety of collateral: equipment, real estate, accounts
receivable, 
and/or inventory
.

Loans-Leases are made on Tangible Assets

* Approval of your Loan is  NOT contingent on:
* Owners personal Credit Scores
* The time you have Owned your Business
*
Debt Ratios

* Use the Funds use the funds for Business, or for Personal reasons 
* What is important to investors is Tangible Collateral
* Transactions are structured from $75,000 to $500,000 However, 
   these deals must be secured with additional real estate assets. 
* Transactions structured from $500,000 to $25,000,000 may be secured
  
by an assortment of collateral: equipment, real estate, accounts
receivable, and inventory.  
___________________________________________________________________________________________________________


INQUIRY FORM  (An application and information will be e-mailed to you within a few hours of our receipt)

___________________________________________________________________________________________________________________________________________________________________________


*
REQUIRED FIELDS
Applicant name:
Name of company:
  E-Mail:
  Business phone:
  Business fax: 
    
  Cell number:
How would the applicant/borrower rate his/her credit:  Excellent,  Good, Fair, Poor
  What type of financing are you interested in: Option A, B, C, or Other, 
Loan request amount, (approximately)
      
      Financing  Overview: 
 

      Comments / Questions:

PRIVACY STATEMENTS: Allbex Financial does not rent or sell the personal or company information that you provide. To better protect your privacy we provide this notice. To make it easy to find, we make it available on our homepage and at every point where information may be requested. Allbex does not share this information with outside parties except to the extent necessary to complete your request for more information about financial products you may be interested in.  DISCLAIMERS /DISCLOSURE: Allbex Financial does not offer or give advice on any business or personal tax, or legal questions, or issues. Allbex does not engage in business consultancy. If an applicant has questions on any tax or financial matters, the applicant is strongly encouraged to consult with their\ CPA, or tax attorney. Allbex Financial reserves the right to modify or delete any financial product offering at anytime without notice. Nothing herein or in the information above shall be construed as advice. Allbex Financial only accepts applications from businesses, and does not accept any inquires or applications from any consumer individuals. Should an applicant have other questions or concerns about privacy, disclaimers, or disclosures policies, please contact us at: allbexfinancial@sbcglobal.net or fax at: 415-946-3307.  Past performance does not guarantee future results.

      Thank You!  The application and information will be e-mailed to you within a few hours of our receipt.

___________________________________________________________________________________________________________________________________________________________________________

Affiliates:
If you are interested in presenting our funding programs to your clients,
request the Affiliate Registration Form.
Send Inquiry to: allbexfinancial@sbcglobal.net  Attn: New Business Manager.

Please provide your complete/full Contact Information, and your Web Address.

Or use one of the Inquiry forms above to request a Registration Form.  


Allbex Financial Partners (Since 1992)
Newport Beach, CA 92663
Fax: 415-946-3307 (Internet Fax)
E-mail: allbexfinancial@sbcglobal.net 


(C) Copyright 1992 - 2011 All Rights Reserved
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Providing business loans, leaseback solutions.  E-mail address: allbexfinancial@sbcglobal.net Web address: www.allbex.com